1st.finance
Be 1st, always.

Tokenized real estate, yachts and equities.
Funded by a global community of
high-net-worth investors.

Curated, asset-backed opportunities across real estate, yachts and equities. Passive income from real assets — funded by bank wire, direct transfer or digital assets - settled fast.

A community of high-net-worth investors
5,334
Verified investors
Daily
New capital raised
Days
Typical funding window
100%
Asset-backed
01 — Real estate

Own a slice of Big Apple or Paris.

Fractional shares in vetted income properties — SPV-owned, backed 1:1. From $100. Monthly rent, capital appreciation, and financing against your holdings.

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Tokenized real estate — fractional shares in income properties
02 — Yachts

Own a share of the sea.

Fractional ownership of real yachts held in dedicated SPVs. A share of charter income — variable, professionally managed — plus personal usage rights.

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Tokenized superyacht — fractional ownership with charter income
03 — Tokenized equities

Real US equities. On-chain. 24/7.

NVDAx, AAPLx, TSLAx — 80+ tickers, backed 1:1. Buy, sell and swap 24/7.

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Tokenized stocks — fractional shares of real US equities
04 — Securities-backed loans

Borrow against your holdings.

Keep your upside. Unlock liquidity at competitive rates against your tokenized real-estate and equity holdings.

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How it works

Three steps. Then everything is one click.

01

Sign up

Seconds. Flexible onboarding.

02

Fund your account

Bank wire in USD, EUR, CAD or AUD. Digital assets USDC, USDT, BTC, ETH or SOL.

03

Invest in real assets

Real estate, yachts, equities and lending.

Why it's real

Tokens are the receipt.
The asset is the point.

01

SPV-owned assets

Every property and yacht sits in its own special-purpose vehicle. Tokens are the receipt for a real, legally-titled interest.

02

Backed 1:1

Tokens map to the underlying share of the SPV. No synthetic exposure, no rehypothecation.

03

Multiple funding rails

Deposit or fund via direct bank transfer, ACH, wire (USD, EUR, CAD, AUD) or digital assets. Real money in, real assets out.

04

Independent custody

Custody handled by regulated partners. Assets are held separately from the platform.

How ownership works

What you're acquiring, and how it moves.

01 · Ownership & distributions

Each asset is acquired and held by a dedicated special purpose vehicle (SPV) that holds legal title. Investors acquire an interest in that SPV, represented by a token recorded on-chain, with the SPV's legal register maintained off-chain as the authoritative record. Investors receive distributions of net income generated by the asset, as and when generated, in accordance with the SPV's operative documents.

02 · Liquidity & transfers

Interests are not freely transferable. Tokens cannot be sent to external wallets or addresses and may only be bought or sold through 1st.finance, subject to eligibility requirements and a transaction fee. There is no public secondary market, and liquidity is not guaranteed.

03 · Participation & risk

Participation is subject to onboarding, eligibility review, and jurisdictional restrictions. Investing involves risk, including loss of capital. Returns shown are targets or projections and are not guaranteed.

Real Estate Partners

Sourcing alongside the world's leading developers.

Aroundtown SA
Emaar
Vonovia
Nakheel
Our Business Partners
xStocks
Fireblocks
Circle
Alpaca
Solana Labs
MBZF Capital
xStocks
Fireblocks
Circle
Alpaca
Solana Labs
MBZF Capital
iOS · Android

Your portfolio,
in your pocket.

Download on the App StoreGet it on Google Play
1st.finance mobile app — total balance, trending stocks, and holdings

Start in seconds.