Important investment disclaimer
Operator: 1st Finance (1st.finance) is a brand operated and managed by Crescendo Capital LLC, an Illinois limited liability company (File No. 18165228). The Nirvana Fund is managed by Crescendo Capital LLC and offered through 1st Finance.
Private offering notice: Securities offered through 1st Finance are intended to be offered as private placements in reliance on an exemption from registration under the U.S. Securities Act of 1933, including Regulation D, Rule 506(c). Such securities have not been registered with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator, and have not been approved, endorsed, or reviewed by the SEC or any state securities regulator.
Accredited investors: Where required by applicable law, offerings are available only to accredited investors whose status has been reasonably verified. Nothing on this website is an offer to sell, or a solicitation of an offer to buy, any security in any jurisdiction where such offer or solicitation would be unlawful. Any offer will be made only through the applicable offering documents.
Forward-looking statements: Statements regarding targeted returns, projected income, or future performance are forward-looking, involve risks and uncertainties, and are not guarantees. Past performance is not indicative of future results.
Investments offered through 1st Finance involve financial risk and may not be suitable for every investor. All investment decisions should be made after carefully reviewing the applicable investment documentation, terms, conditions, and risk disclosures.
No Guarantee of Returns: Any projected, targeted, estimated, or historical returns presented by 1st Finance are provided for informational purposes and should not be interpreted as a guarantee of future performance. Actual results may differ materially from projections, and investors may lose some or all of their invested capital.
Real Estate and Market Risk: Real estate investments are subject to market fluctuations, changes in property values, vacancies, operating expenses, financing costs, tenant defaults, regulatory changes, and other economic factors. Rental income and asset appreciation are not guaranteed.
Liquidity and Withdrawal Risk: Investments may be subject to holding periods, withdrawal restrictions, transfer limitations, or delays in the sale of underlying assets. Investors should not assume that invested capital will be immediately accessible.
Investment Structure and Ownership: The legal rights associated with each investment depend on its specific contractual and ownership structure. Investors should review the relevant investment documents to understand the entity holding the underlying assets, the nature of their investment, their rights to income and proceeds, and the risks associated with the investment structure.
Fees and Expenses: Applicable fees, charges, expenses, and other costs may affect investment performance. Investors should review the relevant documentation to understand all costs and how they are calculated.
No Individual Financial, Legal, or Tax Advice: Information provided by 1st Finance is not a substitute for independent financial, legal, tax, or investment advice. Investors should consult qualified professionals regarding their individual circumstances before making an investment decision.
Independent Assessment: Prospective investors are responsible for reviewing the available information, understanding the risks, and determining whether an investment is appropriate for their financial circumstances, objectives, and risk tolerance.
Applicable Terms and Jurisdiction: Investments are subject to the relevant contractual documents and applicable laws and regulations. Availability may be restricted in certain jurisdictions. Nothing on this website should be interpreted as an offer or solicitation where such an offer or solicitation would be unlawful. By reviewing information on this website, prospective investors acknowledge that investment decisions require careful consideration and that no investment outcome can be assured.
Return and performance disclosure
Any returns, yields, projections, or performance figures displayed are subject to the assumptions, methodology, and limitations described in the relevant investment documentation. Projected or target returns are not guaranteed. Historical performance, where presented, does not necessarily indicate future results. All performance figures should clearly identify whether they are gross or net of applicable fees and expenses, the relevant measurement period, and whether they represent actual results or estimates.
Capital and liquidity risk disclosure
Investment capital may be at risk, and investors may experience partial or total loss. The timing and amount of distributions, if any, depend on the performance of the underlying investment and the applicable contractual terms. Investors should carefully assess their liquidity needs and should not invest funds they may need for immediate expenses. Any redemption, withdrawal, transfer, or exit is subject to the terms applicable to the specific investment.
Property ownership and investment structure disclosure
The rights and interests associated with each investment are determined by the applicable legal and contractual structure. An investment linked to real estate does not necessarily provide direct legal ownership of the underlying property. Prospective investors should review the relevant agreements to establish the identity of the asset owner, the nature of their investment interest, the distribution of income and sale proceeds, and the consequences of insolvency or other adverse events.
