1st.finance
REAL ESTATE · FRACTIONAL TOKENIZATION

Own a share of
premium property.
From €100.

Fractional ownership of vetted real estate, held in dedicated SPVs. Earn your share of rental income and participate in resale proceeds — professionally managed, on-chain.

Tokenized real estate — luxury properties on-chain
THE THREE PILLARS

Own it. Earn from it. Grow with it.

Real estate has always combined income and long-term value. We open both to a wider community of investors, one fraction at a time.

OWN

A real share of a real property.

Each building is held in its own dedicated legal entity (SPV) that holds title on the public property registry. Your fractional interest is a legally recorded ownership right — not a claim on a claim.

EARN

Your share of the rent.

Rental income — after operating costs — is distributed pro-rata to owners on a defined schedule. Expected yield is set per property based on lease terms and market conditions.

GROW

Participate in the upside.

When the building is sold, or when you sell your interest on secondary, any resale proceeds are yours pro-rata. Property values move with the market — projected, not promised.

WHY FRACTIONAL REAL ESTATE

A market once measured in whole buildings.

Premium real estate has long been one of the most durable income and long-term value asset classes — and one of the most exclusive. Buying a Manhattan loft, a Le Marais flat or a Dubai Marina residence has traditionally required an all-in commitment measured in millions.

Tokenization changes the entry: investors can own a fractional share of a real, professionally-managed property and receive their pro-rata share of rental income and resale proceeds.

The result is a simpler proposition: exposure to premium property income, with the flexibility to size your commitment and diversify across cities — without the burden of full ownership.

OPEN RIGHT NOW

Selected properties on the platform.

See all properties →
New York Manhattan luxury loft
New York, USA
Manhattan luxury loft
11.8%
Target yield
From €100
Paris Le Marais historic flat
Paris, France
Le Marais historic flat
9.8%
Target yield
From €100
Dubai Marina branded residence
Dubai, UAE
Marina branded residence
7.8%
Target yield
From €100
Miami Brickell waterfront condo
Miami, USA
Brickell waterfront condo
10.4%
Target yield
From €100
Madrid Salamanca penthouse
Madrid, Spain
Salamanca penthouse
5.1%
Target yield
From €100
HOW IT WORKS

Four steps from browsing to owning.

01

Choose your property and share size

Browse live listings. Review the building, location, lease profile, target rental yield and the operative documents.

02

Own your fraction via a dedicated SPV

Complete onboarding and sign the offering documents. Your interest is issued once the operative agreements are complete.

03

Earn your share of rental income

The property manager handles tenants, maintenance and compliance. Net rental income is distributed pro-rata to owners on schedule.

04

Exit on sale or on secondary

Sell your interest on secondary when supported, or receive your share of proceeds if the SPV sells the underlying property.

PROFESSIONALLY MANAGED

You own the property. Someone else runs it.

Every building on the platform is operated end-to-end by a professional property manager. Owners hold the asset and the economics — the operator handles the work.

Full-service property management

Tenants, leases, maintenance, insurance, taxes and reporting — handled by professional property managers on the ground.

Global sourcing, local diligence

Every listing is sourced, surveyed and diligenced before it reaches the platform — location, title, condition, lease profile, cost base.

Owner without the paperwork

Own the asset and the economics. No landlord phone calls, no repair tickets, no local filings — the SPV and operator carry that load.

THE LEGAL STRUCTURE

Real ownership. Enforceable rights.

Tokens are the receipt. The legal documents are what you actually own.

Dedicated SPV per property

Each building is held in a purpose-formed legal entity that holds title on the public property registry. Your fractional interest is an ownership interest in that entity — not a wrapper of a wrapper.

Legally recorded, on-chain mirrored

Investor interests are recorded in the SPV's legal registers and mirrored on-chain. The blockchain is an evidentiary registry; the legal documents govern.

Binding onboarding and agreements

Every investor completes identity verification and signs the operative subscription and shareholder agreements before any interest is issued.

Defined income and exit rights

Rental distributions, reserves, fees and exit mechanics are set out in the operative documents for each property offering.

A HONEST NOTE ON RETURNS & COSTS

Real estate is an income and long-term value asset.

Rental income is expected, not promised. It reflects real leases in a real market — vacancy, rent reviews and local conditions all move it. Yield figures shown for each property are targets based on the current lease profile, not guarantees.

Resale participation is projected, not promised. Property values move with the market and with the specifics of each building. Any resale is subject to timing, the SPV's exit mechanics and prevailing conditions.

Real estate carries real operating costs — property management, maintenance, insurance, taxes and reserves — handled by the professional operator and netted from rental income before distribution. Full cost detail is provided in each property's offering documents.

Sophisticated investors already know this. We say it plainly because it's the truth — and because trust matters more than a pitch.

Own a piece of the skyline from €100.