1st.finance gives investors fractional access to institutional-grade real estate worldwide — data centers, development projects, and residential — funded from one account and held through dedicated SPVs.
Rental and charter-style income from real, tenanted assets, distributed pro-rata after operating costs.
Private real assets behave differently from public markets and can smooth exposure across a broader portfolio.
Fractional ownership opens assets that previously required institutional scale — funded from one account, in one flow.
A portfolio aimed at long-term structural demand drivers — digital infrastructure, housing supply, and urban development.
Demand for compute, cloud, and AI workloads is driving sustained need for data center capacity. These are long-lease, infrastructure-grade assets typically inaccessible to individual investors. 1st.finance targets development and stabilized data center assets, held through dedicated SPVs.
Residential and commercial property held on extended lease terms with established tenants. The category is income-focused, with lower turnover and predictable occupancy relative to short-stay or transitional assets. Positions are held via each property's SPV. Distributions of net rental income are made per the operative documents.
Short-stay and seasonal rental property in destination markets. Nightly and weekly rates can exceed long-term leases, but occupancy and income vary with season, market, and operator performance. Positions are held via each property's SPV. Distributions of net income are made as generated per the operative documents.
Office, retail, industrial and logistics assets leased to business tenants. Lease terms and covenants vary by tenant and sector; income profile follows the underlying lease structure. Positions are held via each property's SPV, mirrored on-chain as an evidentiary layer.
Investors typically build across categories rather than committing to a single asset. Each category contributes differently — the shape of income, the source of return, and the timing all vary by category. Combining them is a way to shape exposure; it does not eliminate risk of loss.
Stability of income where the underlying lease structure supports it — extended tenant commitments, contracted terms.
Higher seasonal rate potential, with income and occupancy that vary by season, market and operator.
Business-tenant exposure across office, retail, industrial and logistics — income profile follows the lease.
Minimums are structured so positions can be held across several categories. Every position sits in its own SPV, legally separate from the others.
Every property is held in its own dedicated SPV that holds legal title on the appropriate property registry. Investors hold legally enforceable interests in that SPV, recorded in the legal register and mirrored on-chain as an evidentiary layer.
Onboarding and binding operative agreements are completed before any interest is issued. The blockchain is an evidentiary registry — the legal documents govern.
Each asset is acquired and held by a dedicated special purpose vehicle (SPV) that holds legal title. Investors acquire an interest in that SPV, represented by a token recorded on-chain, with the SPV's legal register maintained off-chain as the authoritative record. Investors receive distributions of net income generated by the asset, as and when generated, in accordance with the SPV's operative documents.
Interests are not freely transferable. Tokens cannot be sent to external wallets or addresses and may only be bought or sold through 1st.finance, subject to eligibility requirements and a transaction fee. There is no public secondary market, and liquidity is not guaranteed.
Participation is subject to onboarding, eligibility review, and jurisdictional restrictions. Investing involves risk, including loss of capital. Returns shown are targets or projections and are not guaranteed.
