Bring your listings to global capital.
1st.finance lets investors worldwide fund US property in fractions — settled on-chain, backed by real legal ownership structures. We're appointing one exclusive brokerage partner per state.
Real estate is funded locally. Capital is global.
One buyer.
A $2M listing needs a single $2M buyer, a mortgage approval, and someone who wants to be in your market — right now.
Local demand.
Your inventory is priced, staged, and marketed for a local buyer pool. That pool sets the ceiling on velocity.
Sidelined capital.
A global pool of investors seeks US property exposure — and cannot practically access it.
Your inventory. Global capital.
No borders.
We turn your listings into globally-investable assets. Investors worldwide own fractions of your properties, funded with crypto and stablecoins, settled instantly.
From listing to settled capital.
You list
Submit your property to 1st.finance.
We structure
Each property is placed in its own dedicated SPV holding legal title — real ownership, mirrored on-chain.
Investors fund
Global investors purchase fractional interests, funded with crypto, settled instantly.
You close
Sold, rented, or developed — funded by a global pool rather than a single local buyer.
Titled. Registered. Enforceable.
"The blockchain is an evidentiary registry. The legal documents govern."
SPV-owned title
Each property is held by its own Special Purpose Vehicle — the registered legal owner on the public property registry, holding title, leases, and insurance in its own name.
Enforceable investor interests
Investors hold legally enforceable interests in the SPV — via share representation or a nominee/trust structure — recorded in off-chain legal registers that mirror on-chain holdings.
Compliant onboarding
Every investor completes compliance onboarding and executes a binding subscription agreement before tokens are issued.
What partnership unlocks.
Capital access
Your listings become fundable by a global investor base.
Velocity
A $2M property needs 200 investors at $10,000, not one $2M buyer. No mortgage contingency.
Inventory flexibility
Structure each listing for rental income, resale participation, or development funding.
Positioning
Be the first and only brokerage in your state at the intersection of real estate and tokenized capital.
New revenue
Earn on the listings you bring to the platform.
Three ways your listings work.
Rental
Income-producing property (long-term or short-stay); investors participate in rental income.
Resale
Property acquired for appreciation; investors participate in the gain on sale.
Development
Investors fund construction, with returns on repayment over a defined term.
One state.
One partner.
We are appointing a single exclusive brokerage partner in each US state. That partner becomes the sole 1st.finance listing channel in their territory.
Partnership investment: from $25,000 to $250,000, determined by state market size, transaction volume, and territory scope.
Territory scope, duration, performance conditions, and obligations are established in the executed partnership agreement, prepared with legal counsel.
One state. One partner.
A single exclusive brokerage partner is appointed per US state. Availability is updated regularly — select an available state on the map to start your application.
Status updated regularly. Contact us to confirm current availability.
We are selective.
The right partner is an established brokerage with genuine market presence and inventory, commercially ambitious, prepared to operate at the front of a structural change in how real estate is capitalized.
We conduct due diligence on every partner, as they should on us.
Request partnership.
One partner per state. Established brokerages only.
Questions brokerages ask.
What exactly am I paying for with the partnership?+
You're securing exclusive rights to be the sole 1st.finance brokerage partner in your state — the single channel through which properties in your market are brought to our platform and its investor base. Full scope, duration, and terms are defined in the partnership agreement.
What does exclusivity cover, and how long does it last?+
Exclusivity covers your defined territory and the specific rights set out in your agreement. Duration and any renewal or performance conditions are established in that agreement — we walk you through all of it before anything is signed.
How are the properties legally structured?+
Each property is placed into its own dedicated legal entity (a Special Purpose Vehicle) that holds title to the asset. Investors hold legally enforceable interests in that entity, recorded in legal registers that mirror the on-chain tokens. Every investor completes compliance onboarding and signs binding agreements before any interest is issued.
Who actually owns the property?+
The SPV holds legal title. Investors hold fractional interests in the SPV, giving them enforceable rights to their share of the property's income or proceeds as defined in the offering documents. It's real, documented ownership — not a symbolic token.
How quickly do properties get funded?+
Funding speed varies by property, price, structure, and investor demand — we don't promise a fixed timeline, and any partner who does isn't being straight with you. What we can say is that our model brings a global pool of investors to properties that would otherwise depend on a single local buyer, and we work with you to structure each listing to match the capital most likely to fund it.
What happens if a property doesn't get funded?+
If a property doesn't reach its funding goal, committed investor funds are returned to investors and the property simply doesn't proceed on the platform — there's no obligation created against you or the seller for an unfunded property. We focus together on listings well-suited to the platform to maximize the chance of successful funding.
Is this a securities offering?+
The tokenized interests are structured and offered in line with applicable law, including compliance onboarding and binding investor agreements. The specifics depend on jurisdiction and offering. We're not offering you securities in this partnership — you're a distribution partner — and we'll ensure your legal team has what they need to get comfortable with the structure before you commit.
What are my obligations as a partner?+
Broadly, to actively bring suitable listings and represent the partnership professionally in your market. Specific obligations, expectations, and any performance terms are defined in the partnership agreement — there are no hidden commitments.
Which states are available?+
Availability changes as partners are appointed. The state availability section on this page reflects current status; contact us to confirm your state before it's allocated.
Why should I trust a newer platform?+
Fair question — and we'd rather earn it than assert it. We encourage full due diligence: review our structure, our legal framework, and the platform itself, and have your counsel examine the partnership agreement. Being early is precisely why exclusivity in your state is available now rather than after the market is crowded.
Be the partner who opens your state.
This page is an invitation to discuss a commercial partnership and is not an offer of securities. Partnership terms, exclusivity scope, and obligations are governed exclusively by the executed partnership agreement. Property tokenization is subject to legal structuring, compliance requirements, and applicable law in each relevant jurisdiction.