We invest in your business.
This is our own capital going into companies — ongoing businesses that need room to grow, and startups that need a first backer. You keep running it. We take a defined stake and help where we're useful.
Applying is free and non-binding. Nothing here is an offer of investment.
Wherever your business is today.
You're already trading.
Revenue, customers, a team — and a ceiling you can't get past without capital. We buy a defined minority or majority stake and fund the next phase.
- — Typically $250k – $10m per transaction
- — Revenue-generating, ideally profitable or near it
- — Growth capital, buy-out of a departing partner, or expansion
You're building it now.
Pre-revenue or early revenue, founder-led, with a clear route to a paying market. We write first and follow-on cheques where the thesis is credible and the founders are close to the problem.
- — Typically $50k – $1m per transaction
- — Founder-led, with a working prototype or first customers
- — Product build, first hires, go-to-market
Ranges shown are indicative of transactions we typically look at. Actual size, structure and terms are decided case by case, after diligence.
Straightforward criteria.
- A real product or service with paying customers, or a credible near-term path to them
- Founders and operators who stay involved after the investment
- Clean cap table and books that can survive diligence
- A sector we understand: compute, applied AI, regulated manufacturing, energy, logistics, hospitality, consumer
More than the cheque.
- Capital deployed on an agreed schedule against agreed milestones.
- A clean structure: the stake sits in a dedicated SPV, documented and registered.
- Operational support where we can genuinely add it — hiring, finance, introductions — never micro-management of your day-to-day.
From first message to funded.
Submit
Send your business details through the form. Takes a few minutes.
First review
We come back within two business days if there's a fit, and tell you plainly if there isn't.
Diligence
Financials, contracts, customers, legal. Typically two to six weeks depending on complexity.
Terms & close
A term sheet, then documentation. Capital is deployed through a dedicated SPV that holds the stake.
What you're acquiring, and how it moves.
Each asset is acquired and held by a dedicated special purpose vehicle (SPV) that holds legal title. Investors acquire an interest in that SPV, represented by a token recorded on-chain, with the SPV's legal register maintained off-chain as the authoritative record. Investors receive distributions of net income generated by the asset, as and when generated, in accordance with the SPV's operative documents.
Interests are not freely transferable. Tokens cannot be sent to external wallets or addresses and may only be bought or sold through 1st.finance, subject to eligibility requirements and a transaction fee. There is no public secondary market, and liquidity is not guaranteed.
Participation is subject to onboarding, eligibility review, and jurisdictional restrictions. Investing involves risk, including loss of capital. Returns shown are targets or projections and are not guaranteed.
Tell us about your business.
A few minutes now, a straight answer from us within two business days. If debt suits you better than equity, look at business loans instead.